This quirky vacation funny suggests enjoyable for every member of the family! Deep in debt to Big Freddie, kind-hearted bilker Tony gets an opportunity to alter his life when he meets Amanda (Brande Roderick, "Baywatch"), mother of young Daniel. She wants to employ Tony to abduct her brother's horse Ace (voiced by Jon Lovitz). After Tony and Ace bump heads, Tony finds he can interact with the wisecracking nag. Can Ace convince the other racehorses to help Tony get rich at the New Year's Day derby?