A veritable chameleon, investigative reporter Irwin"Fletch" Fletcher could drive up his editor the wall, but he always produces great pieces for the newspaper. Fletch goes under cover as a homeless individual when his second story is all about the drug commerce happening on the shore. Unaware of Fletch's authentic identity offers Fletch $50,000 to kill him. Intrigued, Fletch decides to unearth the story behind the offer.